Download InstaMoney - Instant Personal Loan, Salary Advance 2.3.0 APK

Powered by LendenClub, India's leading RBI Certified NBFC-P2P.
Online Instant personal loans of Rs. 5,000 to Rs. 12,500 from 0% (minimum - for no cost EMI finance) to 33% (maximum) APR. Minimum tenure: 61 Days. Maximum tenure: 153 Days. Eg. Loan amount: ₹6,000, Interest: 25% p.a., Tenure: 91 days; after deducting any other fees. Interest = ₹ 6000 x 25/100 x91/365= 375. Processing fee of Rs. 399. Total payable with interest - Rs.6375. (Processing fee varies from Rs. 0 to Rs. 499)

These online loans are only for salaried individuals without any default/write-off on any loans in the past. Individuals without a credit history can apply as well. KYC details and salary account bank statements are needed to apply. All eligible instant personal loans are approved and disbursed within hours. Download now.

We currently provide instant personal loan in the states of Maharashtra, Karnataka, Gujarat, Tamil Nadu, Telangana, Kerala & Bhubaneswar (city) to salaried individuals with a minimum in-hand salary of Rs 12,000 per month. InstaMoney is not for self-employed borrowers or students.

Who can avail an instant personal loan from InstaMoney?

• Salaried individuals with a minimum net monthly salary of Rs.12,000 (Received via bank transfer or in cheque).
• Credit history without default in past or No credit history.

Why get a personal loan from InstaMoney?

• Fastest approvals for loan amounts between Rs. 5,000 - Rs. 12,500 (Up to Rs 10,000 for first time user).
• Apply anytime to get instant cash loans.
• No physical documentation. Complete online process.
• Repay in 61-153 Days.
• Once repaid, re-apply anytime to get new cash advances.
• No hidden charges.
• Prepay anytime without any penalty charges.

How InstaMoney works?

• Availing an instant personal loan has never been this easy:
• Download the InstaMoney App and check your loan eligibility for free!
• Fill up your basic details and upload the required documentation.
• Pay registration fees for credit verification. Make sure you fulfil the eligibility criteria listed in the app. Fees once paid is non-refundable
• Get the money transferred to your registered bank account!

Benefits and Risks
• Users without any credit history can apply.
• Get access to additional personal loans at lower interest rates, if you repay EMIs on time.
• Your payment behaviour is shared with credit bureaus. Timely payment will help increase your credit score whereas a delay in payment will decrease your credit score.

Documents needed?
• Photo
• PAN Card
• Aadhaar Card
• 3 months PDF bank statement of your salary account
• Valid Current/Permanent address proof

What are the charges?

• A minimal non-refundable registration fee from Rs. 199 to start the loan process.
• Interest- 0% to 33% APR
• A processing fee of Rs.0 to Rs. 499 is deducted at the time of disbursement (depending on the loan amount and type).
• Penalty is charged only when someone delays their scheduled payment.

How can you use an InstaMoney personal loan?

• Use it for any purpose - Medical emergency, Home Renovation.
Advance Salary loan - Salary delayed or need extra cash at the end of the month? No worries.
• Planning a vacation with friends? Pay for that vacation with a travel loan from InstaMoney. Buy flight tickets, book hotels instantly.
• Shop online with Zero Cost EMI finance.

Security & Protection of Privacy

Data security and privacy is a top priority at LendenClub. Our IT process complies with mandated security standards and robust protocols. We have put in place systems as mandated under RBI’s guideline for NBFC-P2P.

Contact us
• Email: [email protected]
• Facebook: fb.com/InstaMoneyApp
• Twitter: @InstaMoneyApp

InstaMoney is powered by LenDenClub - an RBI Registered NBFC-P2P (https://rbi.org.in/Scripts/BS_NBFCList.aspx)

Office Address: Unit No. 5, Mezzanine Floor, DLH Park, SV Rd, Goregaon West, Mumbai, Maharashtra 400064