Download Kredivo - Installment Without Credit Card and Loan 3.0.7 APK

228.836 votes, 4.5/ 5
Package name:

The description of Download Kredivo - Installment Without Credit Card and Loan 3.0.7 APK

Want to shop online but don't have a credit card?
Need quick loans for emergency situations?
Too much hassles to apply for credit or have been rejected before?

Fortunately, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loan.

Kredivo is an award-winning app (Google Play Best Apps of 2017) that evaluates your creditworthiness in real-time. The registration process is just 1 minute and approval is given in a few hours. If approved, you can directly shop online on installment using Kredivo “buy now and pay later” on Tokopedia, Shopee, Lazada, Bukalapak,, and 200+ other merchants with just 2 clicks.

Want to buy a new mobile phone? You can buy it online, no credit card needed and zero down payment, by choosing Kredivo as a payment method at your favorite merchant. You can also buy pulsa/data, pay bills, and take personal loans inside the Kredivo app directly and get quick cash advance to cater your every need.

Want to have a seamless online flight booking experience? You can book your flight ticket now and pay later, anywhere you wish, through Kredivo app. Right at your fingertips, you can find the cheapest flight tickets from various airlines, both domestic and international, including Garuda Indonesia, Batik Air, Citilink, and AirAsia.

Kredivo offers you two payment options: Buy Now Pay Later with 0% interest, and three, six or 12-month installments with the lowest interest: 2.95% effective rate per month. Get a transaction limit of up to Rp 30,000,000.

The credit simulation example is as follows:

If you choose a 12-month installment to pay a transaction worth Rp 2,000,000 Kredivo charges an interest rate of 2.95% per month and a maximum annual rate of 41.74%. The repayment amount that must be made per month is Rp 206,710 and the total payment after a year is Rp 2,480,450.



You can apply for an installment and take personal loan without any credit history, because Kredivo is leveraging AI and machine learning technology for its proprietary credit decisioning system.


Kredivo offers accessible, and convenient credit. You can just apply online by connecting your digital accounts via Kredivo’s mobile or web app. After an approval process that takes minutes, you can utilize a simple 2-click checkout when shopping online, or get personal loan within 10 minutes.


Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo has also been officially registered and regulated by OJK, so its credibility is guaranteed!


Kredivo offers the lowest interest rate. Plus, there is no down payment charged for all Kredivo services.

Have feedback for us? Email us at [email protected]

Business address: Rukan Permata Senayan E52-55, Jl. Tentara Pelajar No. 21, Grogol Utara, Kebayoran Lama, Jakarta 12210

Permissions needed in the app:

Kredivo requires your mobile's IMEI to reject duplicate applications via the same mobile device.

App will scan through contacts to build out the user's social graph and use this for the credit approval decision

App will automatically read verification code sent via SMS to expedite the registration process

App will scan through call logs to check against known fraud users and calculate out calls' duration and use these for credit approval decision

App will provide better security for your account, and also send timely promotions
Show more
  • Category:


  • Get it on:

  • Requirements:

    Android 4.1+

Kredivo - Installment Without Credit Card and Loan 3.0.7 APK for Android 4.1+

Version: 3.0.7 for Android 4.1+

Update on: 2019-02-05

File size: 14.825.759 bytes

App permissions: view permissions

What's new:

- Kredivo app has a new look! It's now easier to make transaction with the app
- First transaction of the day under Rp 200,000 will not require OTP
- Bug fixes and performance enhancements of the app

Download APK now

Versions history:
1. LATEST. Kredivo - Installment Without Credit Card and Loan 3.0.7 APK (2019-02-05, 14.825.759 bytes)
2. Kredivo - Installment Without Credit Card and Loan 3.0.6 APK (2019-01-22, 15.292.437 bytes)
3. Kredivo - Installment Without Credit Card and Loan 3.0.5 APK (2019-01-14, 15.773.602 bytes)
4. Kredivo - Installment Without Credit Card and Loan 3.0.2 APK (2018-10-08, 14.214.094 bytes)
5. Kredivo 3.0.0 APK (2018-10-06, 14.214.094 bytes)
6. Kredivo 3.0.0 APK (2018-10-04, 14.371.701 bytes)
7. Kredivo 2.9.8 APK (2018-08-16, 13.691.581 bytes)
8. Kredivo 2.9.7 APK (2018-07-03, 13.726.515 bytes)
9. Kredivo 2.9.6 APK (2018-06-24, 13.726.839 bytes)
10. Kredivo 2.9.5 APK (2018-05-17, 13.531.690 bytes)
11. Kredivo 2.4.2 APK (2017-09-09, 9.428.261 bytes)
12. Kredivo 2.3.9 APK (2017-09-07, 9.328.050 bytes)
13. Kredivo 2.3.4 APK (2017-07-02, 8.912.859 bytes)
14. Kredivo 2.3.0 APK (2017-06-05, 9.036.490 bytes)
15. Kredivo 2.2.9 APK (2017-05-25, 9.146.484 bytes)
16. Kredivo 2.2.4 APK (2017-05-02, 9.040.372 bytes)
17. Kredivo 2.2.3 APK (2017-04-24, 9.040.372 bytes)
18. Kredivo 2.2.3 APK (2017-04-11, 9.003.771 bytes)
19. Kredivo 2.2.2 APK (2017-04-10, 8.970.051 bytes)
20. Kredivo 2.2.2 APK (2017-03-28, 8.970.051 bytes)
21. Kredivo 2.2.1 APK (2017-03-26, 8.931.354 bytes)
22. Kredivo 2.1.7 APK (2017-03-12, 8.931.742 bytes)
23. Kredivo 2.1.6 APK (2017-03-11, 8.991.785 bytes)
24. Kredivo 2.0.2 APK (2017-02-28, 8.992.981 bytes)
25. Kredivo 2.0.2 APK (2017-02-15, 8.992.981 bytes)
26. Kredivo 1.1.27 APK (2017-02-11, 8.992.981 bytes)
27. Kredivo 1.1.27 APK (2017-02-09, 8.793.069 bytes)
28. Kredivo 1.1.26 APK (2017-01-17, 8.644.647 bytes)
29. Kredivo 1.1.25 APK (2016-12-22, 8.495.837 bytes)