Download Kredivo - Installment Without Credit Card and Loan APK

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The description of Download Kredivo - Installment Without Credit Card and Loan APK

- Loan products: Buy Now Pay Later with 0% interest, and three, six or 12-month installments
- Interest rate: 2.95% effective rate per month or a maximum annual rate of 41.74%
- Limit: maximum limit up to Rp30,000,000
- Example: If you choose a 12-month installment to pay a transaction worth Rp2,000,000 Kredivo charges an interest rate of 2.95% per month. The repayment amount that must be made per month is Rp206,710 and the total payment after a year is Rp2,480,450

Want to shop online but don't have a credit card?
Need quick loans for emergency situations?
Too much hassles to apply for credit or have been rejected before?

Fortunately, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans.

Kredivo is an award-winning app (Google Play Best Apps of 2017) that evaluates your creditworthiness in real-time. The registration process is just 1 minute and approval is given in a few hours. If approved, you can directly shop online on installment using Kredivo “buy now and pay later” on Tokopedia, Shopee, Lazada, Bukalapak,, and 250+ other merchants with just 2 clicks.

Want to buy a new mobile phone? You can buy it online, no credit card needed and zero down payment, by choosing Kredivo as a payment method at your favorite merchant. You can also buy pulsa/data, pay bills, take personal loans inside the Kredivo app directly and get quick cash advance to cater your every need.

Want to have a seamless online flight booking experience? You can book your flight ticket now and pay later, anywhere you wish, through Kredivo app. Right at your fingertips, you can find the cheapest flight tickets from various airlines, both domestic and international, including Garuda Indonesia, Batik Air, Citilink, and AirAsia.



You can apply for an installment and take personal loan without any credit history, because Kredivo is leveraging AI and machine learning technology for its proprietary credit decisioning system.


Kredivo offers accessible, and convenient credit. You can just apply online by connecting your digital accounts via Kredivo’s mobile or web app. After an approval process that takes minutes, you can utilize a simple 2-click checkout when shopping online, or get personal loan within 10 minutes.


Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo has also been officially registered and regulated by OJK, so its credibility is guaranteed!


Kredivo offers the lowest interest rate. Plus, there is no down payment charged for all Kredivo services.

Have feedback for us? Email us at [email protected]

Business address: Dipo Tower Level M, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Operations address: Rukan Permata Senayan E52-55, Jl. Tentara Pelajar No. 21, Grogol Utara, Kebayoran Lama, Jakarta 12210
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    Android Varies with device+

Kredivo - Installment Without Credit Card and Loan Varies with device APK for Android Varies with device+

Version: Varies with device for Android Varies with device+

Update on: 2019-05-30

File size: 14.807.808 bytes

App permissions: view permissions

What's new:

- Kredivo referral program is now back! Get your friends to apply to Kredivo and get up to Rp 100,000 off for you and your friends!
- The holy Ramadhan month is upon us again, Kredivo proudly presents our donation feature through Kitabisa. Let's help our brothers and sisters who are not as fortunate as us in this holy month.
- The change PIN feature is now available (apology for always forgetting this crucial feature in the past)

Download APK now

Versions history:
1. LATEST. Kredivo - Installment Without Credit Card and Loan Varies with device APK (2019-05-30, 14.807.808 bytes)
2. Kredivo - Installment Without Credit Card and Loan 3.1.2 APK (2019-02-27, 15.356.445 bytes)
3. Kredivo - Installment Without Credit Card and Loan 3.0.9 APK (2019-02-21, 15.358.143 bytes)
4. Kredivo - Installment Without Credit Card and Loan 3.0.7 APK (2019-02-05, 14.825.759 bytes)
5. Kredivo - Installment Without Credit Card and Loan 3.0.6 APK (2019-01-22, 15.292.437 bytes)
6. Kredivo - Installment Without Credit Card and Loan 3.0.5 APK (2019-01-14, 15.773.602 bytes)
7. Kredivo - Installment Without Credit Card and Loan 3.0.2 APK (2018-10-08, 14.214.094 bytes)
8. Kredivo 3.0.0 APK (2018-10-06, 14.214.094 bytes)
9. Kredivo 3.0.0 APK (2018-10-04, 14.371.701 bytes)
10. Kredivo 2.9.8 APK (2018-08-16, 13.691.581 bytes)
11. Kredivo 2.9.7 APK (2018-07-03, 13.726.515 bytes)
12. Kredivo 2.9.6 APK (2018-06-24, 13.726.839 bytes)
13. Kredivo 2.9.5 APK (2018-05-17, 13.531.690 bytes)
14. Kredivo 2.4.2 APK (2017-09-09, 9.428.261 bytes)
15. Kredivo 2.3.9 APK (2017-09-07, 9.328.050 bytes)
16. Kredivo 2.3.4 APK (2017-07-02, 8.912.859 bytes)
17. Kredivo 2.3.0 APK (2017-06-05, 9.036.490 bytes)
18. Kredivo 2.2.9 APK (2017-05-25, 9.146.484 bytes)
19. Kredivo 2.2.4 APK (2017-05-02, 9.040.372 bytes)
20. Kredivo 2.2.3 APK (2017-04-24, 9.040.372 bytes)
21. Kredivo 2.2.3 APK (2017-04-11, 9.003.771 bytes)
22. Kredivo 2.2.2 APK (2017-04-10, 8.970.051 bytes)
23. Kredivo 2.2.2 APK (2017-03-28, 8.970.051 bytes)
24. Kredivo 2.2.1 APK (2017-03-26, 8.931.354 bytes)
25. Kredivo 2.1.7 APK (2017-03-12, 8.931.742 bytes)
26. Kredivo 2.1.6 APK (2017-03-11, 8.991.785 bytes)
27. Kredivo 2.0.2 APK (2017-02-28, 8.992.981 bytes)
28. Kredivo 2.0.2 APK (2017-02-15, 8.992.981 bytes)
29. Kredivo 1.1.27 APK (2017-02-11, 8.992.981 bytes)
30. Kredivo 1.1.27 APK (2017-02-09, 8.793.069 bytes)
31. Kredivo 1.1.26 APK (2017-01-17, 8.644.647 bytes)
32. Kredivo 1.1.25 APK (2016-12-22, 8.495.837 bytes)
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