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Package name: com.fastbanking
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    1.7.9

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The description of Download Kissht - EMI without credit card - 0% EMI Finance 1.7.9 APK

Introduction


Kissht is India’s fastest credit app where one can avail purchase financing and revolving line of credit. The purchase financing can be availed for mobile phone, laptop, camera, & many more electronic gadgets. Further, 2 years revolving line of credit can availed, akin to credit card. With Kissht, bid adieu to your financial worries! Get credit with zero collateral and APR ranging from 14% - 31% per annum for a tenure of 3 months to 24 months. Avail any amount starting from Rs. 3,000/- to Rs. 1,00,000/- depending on your eligibility.


Loan Types


1. Online Purchase Loan - Kissht is a one-stop destination to get your desired products like smartphones, laptops, cameras, and any latest electronics on EMI and repay within 3 months to 24 months tenure. This loan can be used to make purchases at Flipkart, Makemytrip, etc.The APR is between 14% and 24%.

2. Personal Loan - Kissht also offers Personal loans for salaried & self - employed
professionals for their various needs. The amount ranges from Rs. 3,000 to Rs.
1,00,000/- with a tenure ranging from 3 months to 15 months, depending on the
person’s eligibility.The APR is between 16% to 28%.

3. Revolving line of credit - Kissht also offers credit limit for 2 years (24 months). This is a revolving credit facility, where the customer can avail the limit seamlessly for next 2 years, till the customer is paying on-time. To incentivize better credit behavior, the customer is offered waivers and reduction in instalment amount for timely payments.The customer can avail upto a credit limit of Rs. 30,000. The APR is between 20% and 31%.


Amount, Tenure, Fees &Charge


Loans range from ₹3,000 to ₹1,00,000 with tenure ranging from 3 months to 24 months. The APR ranges from 16 to 31% depending on the product availed, risk profile, and creditworthiness of the customer. Penalty charges are charged only when a customer defaults or delays their loan repayment schedule in spite of reminders. In addition to it, GST applies as per Indian laws.


APR Examples


1. A new salaried customer (low risk) can avail a loan of ₹30,000 at an interest rate of 18% with a processing fee of ₹750 for a tenure of 12 months. The APR is 22.91%.
Interest Calculation
Loan amount: ₹30,000
Interest Rate: 18% per annum
Tenure: 12 months
Interest Payable: ₹3,005
Equally Monthly Instalments (EMI): ₹2,750 per month

2. Loan Amount: Rs. 20,000 for OnePlus 5 @ 16% interest rate per annum, Tenure of 6 months, Processing fee: Rs. 300. EMI amount: Rs. 3490/month. APR: 21.33%

3. Loan Amount: Rs. 48,000 for iPhone @ 20% interest rate per annum, Tenure of 15 months, Processing fee: Rs.1,200. EMI amount: Rs. 3643/month. APR: 24.03%

4. Customer availing a revolving line of credit of Rs. 25,000 for a period of 2 years. Over a two-year period, the total fees (includes processing fees and a one-time initiation fee) charged is 9%. The interest rate is 18% per annum. The APR for the revolving lines come as 28.54%.


Features


1. 100% online (paperless) process
2. Minimal documentation
3. No Credit Card required
4. No collateral required
5. Secure transaction (128-bit SSL encryption)

Eligibility Criteria:
1. Indian Nationality
2. Minimum age of the applicant should be 21 years
3. Minimum monthly income of Rs. 12,000/-

Documents:
1. Address Proof (either of AADHAR Card/Latest Utility Bill/ Valid Rent Agreement)
2. PAN Card
3. Last 3 Months’ Bank Statement
4. 1 Signed ECS Form for auto-debit


Contact Us


1. For queries regarding your product purchase, feel free to call us on our customer
care number - 022-62820570 or WhatsApp us on - 02248913044
2. You can also write to us at [email protected]
Show more
  • Category:

    FINANCE

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  • Requirements:

    Android 5.0+

Kissht - EMI without credit card - 0% EMI Finance 1.7.9 APK for Android 5.0+

Version: 1.7.9 for Android 5.0+

Update on: 2020-05-03

File size: 16.458.168 bytes

App permissions: view permissions

What's new:

Improvements and minor upgrades for a better customer experience. We are also working towards restarting all of our loan products and starting new line of credit approvals as soon as possible

Download APK now


Versions history:
1. LATEST. Kissht - EMI without credit card - 0% EMI Finance 1.7.9 APK (2020-05-03, 16.458.168 bytes)
2. Kissht - EMI without credit card - 0% EMI Finance Varies with device APK (2020-05-02, 19.479.362 bytes)
3. Kissht - EMI without credit card - 0% EMI Finance 1.7.8 APK (2020-04-26, 19.479.362 bytes)
4. Kissht - EMI without credit card - 0% EMI Finance 1.7.7 APK (2020-04-11, 19.418.338 bytes)
5. Kissht - EMI without credit card - 0% EMI Finance 1.7.6 APK (2020-04-07, 19.620.007 bytes)
6. Kissht - EMI without credit card - 0% EMI Finance 1.7.5 APK (2020-03-28, 19.617.656 bytes)
7. Kissht - EMI without credit card - 0% EMI Finance 1.7.4 APK (2020-03-12, 19.537.816 bytes)
8. Kissht - EMI without credit card - 0% EMI Finance 1.7.3 APK (2020-03-12, 20.089.320 bytes)
9. Kissht - EMI without credit card - 0% EMI Finance 148 APK (2019-11-25, 14.482.514 bytes)
10. Kissht - EMI without credit card - 0% EMI Finance 146 APK (2019-11-20, 19.864.493 bytes)
11. Kissht - EMI without credit card - 0% EMI Finance 145 APK (2019-11-12, 21.024.306 bytes)
12. Kissht - EMI without credit card - 0% EMI Finance 143 APK (2019-11-03, 25.941.220 bytes)
13. Kissht - EMI without credit card - 0% EMI Finance 142 APK (2019-10-25, 25.941.965 bytes)
14. Kissht - EMI without credit card - 0% EMI Finance 140 APK (2019-10-21, 25.920.383 bytes)
15. Kissht - EMI without credit card - 0% EMI Finance 139 APK (2019-10-11, 23.817.004 bytes)
16. Kissht - EMI without credit card - 0% EMI Finance 137 APK (2019-09-28, 23.860.085 bytes)
17. Kissht - EMI without credit card - 0% EMI Finance 136 APK (2019-09-25, 23.856.802 bytes)
18. Kissht - EMI without credit card - 0% EMI Finance 135 APK (2019-09-07, 17.495.010 bytes)
19. Kissht - EMI without credit card - 0% EMI Finance 134 APK (2019-08-31, 17.512.496 bytes)
20. Kissht - EMI without credit card - 0% EMI Finance 132 APK (2019-08-22, 16.976.040 bytes)
21. Kissht - EMI without credit card - 0% EMI Finance 131 APK (2019-08-15, 20.713.964 bytes)
22. Kissht - EMI without credit card - 0% EMI Finance 130 APK (2019-08-12, 20.713.260 bytes)
23. Kissht - EMI without credit card - 0% EMI Finance 129 APK (2019-08-02, 20.683.975 bytes)
24. Kissht - EMI without credit card - 0% EMI Finance 128 APK (2019-07-31, 17.271.973 bytes)
25. Kissht - EMI without credit card - 0% EMI Finance 127 APK (2019-07-20, 34.453.942 bytes)
26. Kissht - EMI without credit card - 0% EMI Finance 125 APK (2019-07-13, 34.360.031 bytes)
27. Kissht - EMI without credit card - 0% EMI Finance 123 APK (2019-07-06, 33.990.008 bytes)
28. Kissht - EMI without credit card - 0% EMI Finance 121 APK (2019-07-03, 33.813.772 bytes)
29. Kissht - EMI without credit card - 0% EMI Finance 11.8 APK (2019-05-22, 14.882.538 bytes)
30. Kissht - EMI without credit card - 0% EMI Finance 11.7 APK (2019-05-06, 14.882.250 bytes)
31. Kissht - EMI without credit card - 0% EMI Finance 11.5 APK (2019-04-10, 14.876.945 bytes)
32. Kissht - EMI without credit card - 0% EMI Finance 11.3 APK (2019-03-19, 12.982.303 bytes)
33. Kissht - EMI without credit card - 0% EMI Finance 11.2 APK (2019-03-12, 12.960.735 bytes)
34. Kissht - EMI without credit card - 0% EMI Finance 11.1 APK (2019-03-01, 12.960.367 bytes)
35. Kissht - EMI without credit card - 0% EMI Finance 10.7 APK (2019-02-23, 12.945.791 bytes)
36. Kissht - EMI without credit card - 0% EMI Finance 10.5 APK (2019-02-13, 12.943.599 bytes)
37. Kissht - EMI without credit card - 0% EMI Finance 10.2 APK (2019-02-12, 12.943.447 bytes)
38. Kissht - EMI without credit card - 0% EMI Finance 10.1 APK (2019-01-26, 12.918.269 bytes)
39. Kissht - EMI without credit card - 0% EMI Finance 10.0 APK (2019-01-24, 12.887.953 bytes)
40. Kissht - EMI without credit card - 0% EMI Finance 9.9 APK (2019-01-16, 12.886.017 bytes)
41. Kissht - EMI without credit card - 0% EMI Finance 9.8 APK (2019-01-05, 12.596.457 bytes)