131.065 votes, 4.3/ 5
Package name: com.portal.hcin

The description of Download Home Credit- Instant Personal Loan and Ujjwal Card 4.3.0 APK

Home Credit app is a one stop solution for all your loan related needs. We offer Instant Personal Loan and Ujjwal Card (instant limit for your consumer durable purchases) with no collateral security, easy application process and minimal documentation. No meeting people, long queues and unnecessary paperwork. Our Personal Loan & Ujjwal Card App is lightweight, easy to navigate and simple to use. Once the application is completed and approved, the loan amount is transferred to the bank account or an instant limit is assigned (in case of Ujjwal Card).

App Key Features:
1. Check your eligibility and generate best personal loan or Ujjwal Card offer instantly
2. Apply for instant personal loan or Ujjwal Card online
3. Pay your EMIs online through debit card, net banking or UPI
4. Check your loan or Ujjwal Card details like EMI amount, monthly bill & due, due date, loan tenure etc.
5. View & download documents like Loan Summary, Repayment Schedule, Ujjwal Card Monthly Bill, No Due Certificate etc.
6. Edit your personal details like mobile number & e-mail ID
7. Book cheap flight tickets, check your daily horoscope or play a game.
8. Get answers to all your queries through our FAQs

Home Credit Loan Offerings

• Consumer Durable Loans
• Mobile Phone loan
• Home Appliance Loan
• Laptop Loan
• Two wheeler Loans
• Personal Loans
• Ujjwal Card – instant limit for your consumer durable purchases

Key Points

1. No Collateral required
2. Minimal Documentation
3. Easy EMIs
4. Flexible repayment options
5. Instant Online loan Approval


1. Should be an Indian
2. Age requirements
• Existing Home Credit Customers - 19 - 69 years
• New to Home Credit – 18 - 68 years
• Ujjwal Card – 19 - 65 years
2. Have a valid ID and current address proof.
3. Have an active bank account (for the disbursal of Personal Loan)
4. Should be salaried, self-employed or Pensioner

Product details

1. Loan amount range from ₹ 10,000 to ₹2,40,000
2. Loan duration range from 12 months - 51 months
3. Annual Interest rates vary from 24.0% - 56.5%
4. Processing fee vary from Nil - 3%
5. If customer opts for any Value Added Services, fees for the same shall be levied additionally

Representative example:
For a loan of ₹[10,000] granted at an Annual Interest rate of [24]% for a tenure of [12] months, then the overall interest payable will be ₹[2400] only.

These numbers are indicative and subject to change from time to time. Further, final interest rate or processing fee may vary from one user to another based on the credit assessment.

Why Home Credit?

1. Over 10 million satisfied customers
2. Secure online process and systems
3. Products designed for your needs
4. Simple, easy and transparent loan application process

Home Credit India Finance Pvt. Ltd. is a leading Non-Banking Financial Company in consumer finance lending. We have a strong network of 35,000+ shops and are growing with a customer base of around 10 million customers, driven by Pan-India expansion across major markets, a range of diversified and innovative products backed by superior customer experience.

Home Credit respects your Privacy!

Data security & privacy is our top priority. We always ask for your permission before accessing the information on your phone. All information requested (no personal SMS) is relevant to create a credit score which helps us generate best loan offers. You may choose not to provide the information requested. However, your credit score may be inaccurate or unavailable for your application as a result.

Contact us

Customer Service Email: [email protected]
Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurgaon-122002, India

To know more, visit our website: https://www.homecredit.co.in

Apply and get a personal loan instantly!
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  • Requirements:

    Android 5.0+

Home Credit- Instant Personal Loan and Ujjwal Card 4.3.0 APK for Android 5.0+

Version: 4.3.0 for Android 5.0+

Update on: 2020-03-29

File size: 40.919.174 bytes

App permissions: view permissions

What's new:


Download APK now

Versions history:
1. LATEST. Home Credit- Instant Personal Loan and Ujjwal Card 4.3.0 APK (2020-03-29, 40.919.174 bytes)
2. Home Credit India - Instant Personal Loan App 4.0.2 APK (2019-11-05, 34.761.695 bytes)
3. Home Credit India - Instant Personal Loan App 3.5 APK (2019-10-21, 39.331.146 bytes)
4. Home Credit India - Instant Personal Loan App 3.3 APK (2019-08-14, 37.339.850 bytes)
5. Home Credit India 2.4 APK (2018-07-21, 5.912.789 bytes)
6. Home Credit India 1.9 APK (2017-08-31, 5.354.299 bytes)
7. Home Credit India 1.8 APK (2017-08-05, 5.383.075 bytes)
8. Home Credit India 1.7 APK (2017-06-23, 5.383.331 bytes)
9. Home Credit India 1.4 APK (2017-04-24, 5.301.659 bytes)
10. Home Credit India 1.3 APK (2017-04-16, 5.301.419 bytes)