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Package: com.portal.hcin

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The description of Download Instant Personal Loan App, Ujjwal Card-Home Credit 4.4.2 APK
Home Credit is one of India’s most trusted personal loan app that offers Instant loan online for all your financial needs. With a simple and quick loan experience, you can apply for instant personal loan online starting from ₹10,000 to ₹2,40,000. Our instant loan app offers Personal Loan, Consumer Durable Loans and Ujjwal Card online to customers across India.

The most amazing part: For first-time borrowers, no credit checks are required to get your instant personal loan online and only 2 documents needed with no collateral.

Loan Types:

Personal Loan - Home Credit offers instant Personal Loan approval in 5 mins. You can apply personal loan online upto ₹2.4 Lakh for Medical Emergency, Wedding, Small Business, Education or any other unexpected expenses with no security.

Mobile Phone Loan - Upgrade your mobile in less than 20 minutes! Simply visit your nearest Home Credit partner shop and buy smartphone with flexible EMI option.

Two Wheeler Loan - Buy your favorite brand new two wheeler with flexible installment and less paperwork.

Home Appliance Loan - Get easy EMI on Home Appliances Loan for TV, Refrigerators, AC and many more with easy approval process.

Ujjwal Card - Apply for Ujjwal Card and enjoy the benefits of pre-approved limit of ₹ 50,000, which you can use to buy product of your choice without paying any foreclosure charges.

Key Points:

1. No Collateral required
2. Easy EMIs
3. Instant approval
4. Flexible repayment options


1. Should be an Indian
2. Age requirements
• Existing Home Credit Customers: 19 - 69 years
• New to Home Credit: 18 - 68 years
• Ujjwal Card: 18 - 65 years
3. Have a valid ID and current address proof
4. Have an active bank account (for the disbursal of Personal Loan)
5. Should be salaried, self-employed or pensioner

How to apply for Personal Loan?

1. Download the Home Credit App from Play Store
2. Register an account
3. Complete basic information
4. Upload KYC Documents
5. After loan approval, receive money to your bank account instantly

Our Personal Loan App Features:

1. Check your eligibility and avail best personal loan offers instantly
2. You can apply for instant personal loan or Ujjwal Card online
3. Pay your easy EMIs online through debit card, net banking or UPI
4. Check your personal loan details like EMI, due date, loan tenure etc.
5. View & download documents like Instant Loan Summary, Repayment Schedule, Ujjwal Card Monthly Bill, No Due Certificate etc.
6. Check your daily horoscope or play an exciting game
7. Get answers to all your queries through our FAQs

Why Home Credit?

• Over 1 Crore satisfied customers
• More than 29,000 Partners Shops
• Presence across 179 Cities and 20 States

Loan Details:

• Loan Range: ₹10,000 - ₹2,40,000
• Loan Tenure: 12 months - 51 months
• Annual Interest Rates: Varies from 24.0%-56.5%
• Processing fee: Varies from Nil - 3%
• If customers apply for any Value Added Services, fees for the same shall be levied additionally

Representative example:

For a loan of ₹ [10,000] granted at an Annual Interest rate of [24] % for a tenure of [12] months, then the overall interest payable will be ₹ [2400] only.

These numbers are indicative and subject to change from time to time. Further, final interest rate or processing fee may vary from one user to another based on the credit assessment.

Home Credit respects your Privacy:

Data security & privacy is our top priority. All information requested from our personal loan app is only used to generate best personal loan offers for you.

Privacy Policy: https://www.homecredit.co.in/privacy-policy

Contact us:

1. Email: [email protected]
2. Website: https://www.homecredit.co.in/contact-us
3. Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
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  • Requirements:

    Android 5.0+

Instant Personal Loan App, Ujjwal Card-Home Credit 4.4.2 APK for Android 5.0+

Version 4.4.2 for Android 5.0+
Update on 2020-06-20
Installs 10.000.000++
File size 42.763.910 bytes
App permissions view permissions
What's new Bugfixes.

Versions history:

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